Acceptance of Terms
By accessing or using this website, submitting information through any form, or communicating with us electronically, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use this website.

These Terms govern website use and communications only and do not govern public adjusting services unless and until a separate written Public Adjuster Services Agreement is executed as required by applicable state insurance laws.

Request for Information Only / No Public Adjuster–Client Relationship

By submitting this form, you are requesting general information and a potential consultation regarding public insurance adjusting services. Submission of this form is voluntary and does not create a public adjuster–client relationship, establish representation, or obligate either party to proceed with services.

A public adjuster–client relationship is created only upon the execution of a written Public Adjuster Services Agreement in compliance with applicable state insurance laws and regulations.

No Advice or Guarantees

The content of this website is provided for general informational purposes only and does not constitute insurance advice, legal advice, financial advice, or claim representation.

While we advocate on behalf of policyholders and work diligently to assist in the preparation, presentation, and negotiation of insurance claims, we do not guarantee claim outcomes, settlements, timelines, coverage determinations, or payments. Insurance claim results depend on policy language, insurer decisions, factual circumstances, documentation, and other factors beyond our control.

Any examples, statements, or descriptions of potential results are not promises or predictions. All services, if provided, are performed ethically, professionally, and in good faith, with the policyholder’s best interests as our priority.

Confidentiality Limitations

Information submitted through this website or its forms may not be considered confidential unless and until a formal public adjuster–client relationship is established through a written agreement.

Please do not submit sensitive, proprietary, or confidential information through general website forms. Confidentiality obligations apply only after formal engagement and are governed by applicable insurance laws and professional standards.

Accuracy of Information & Consent to Contact

By submitting this form, you represent that the information provided is true, accurate, and complete to the best of your knowledge.

You authorize us to contact you by phone, email, text message, or other reasonable means to discuss your inquiry, provide requested information, and determine whether our services may be appropriate for your situation. You may opt out of communications at any time.

Permitted and Prohibited Use

You agree to use this website only for lawful purposes. You may not:

Use the website in violation of any local, state, or federal law or regulation

Submit false, misleading, or fraudulent information

Attempt to gain unauthorized access to the website, servers, or systems

Interfere with the operation or security of the website

Use the website for solicitation, advertising, or competitive activities without authorization

We reserve the right to restrict or terminate access for any misuse or violation of these Terms.

Intellectual Property Rights

All content on this website—including text, graphics, logos, images, videos, trademarks, designs, and layout—is the exclusive property of the public adjusting firm or its licensors and is protected by intellectual property laws.

You may not copy, reproduce, distribute, modify, display, or transmit any content without prior written permission, except for limited personal, non-commercial use.

Disclaimer of Warranties

This website and its content are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding accuracy, completeness, reliability, availability, or suitability for any purpose.

To the fullest extent permitted by law, all warranties are disclaimed.

Limitation of Liability

To the maximum extent permitted by law, the firm shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of this website, reliance on its content, submission of information, or inability to access the website—even if advised of the possibility of such damages.

Use of this website is entirely at your own risk.

Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how personal information is collected, used, protected, and disclosed. By using this website, you acknowledge and agree to the Privacy Policy.

Right to Refuse Service or Modify Website

We reserve the right, at our sole discretion, to refuse service, modify or discontinue the website, update these Terms, or terminate user access at any time without notice.

Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of the state in which the firm is licensed to operate, without regard to conflict-of-law principles. Any disputes arising from website use shall be resolved in the appropriate state or federal courts within that jurisdiction, unless otherwise required by law.

Changes to These Terms

We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Contact Information

If you have questions regarding this form, these Terms of Service, our services, or the public adjusting process, we encourage you to contact us directly for clarification.