Welcome to Ches Bostick
National Claims Negotiators
Your Trusted Partners In Professional Insurance Claim Settlements
Your insurance company will not pay your fire or water damage claim properly—unless someone makes them.
What you don’t know can cost you thousands—or even millions.
We understand fire claims are very complex. After a fire or major water loss, you’re exhausted and focused on protecting your property, not fighting your insurance company.
“Using our experience and knowledge as Public Insurance Adjusters to settle your claim isn’t just a luxury. It’s the smart decision.
You'll Sleep Better!
Large Loss Public Insurance Adjusters for Multifamily, Commercial & Hospitality
Turn catastrophic fire & water losses into fully maximized settlements.
Ches Bostick and National Claims Negotiators specialize in representing multifamily property owners, asset managers, property management companies, commercial real estate groups, HOA and condominium associations, hotel operators, and school districts during major insurance claims.
When catastrophic events such as fire, water damage, storm loss, or frozen‑pipe failures disrupt your operations, our licensed public adjusters step in to protect your financial recovery.
We manage the entire claims process—including strategy, documentation, valuation, and negotiation—with the insurance carrier, ensuring your claim is fully maximized and properly presented.
Our mission is simple: you stay focused on your residents, guests, and tenants while we handle the insurance company.
Fast triage. Detailed quantification. Relentless advocacy. Most clients engage us within 24–72 hours of the loss event.
Specialized in Large-Loss Claims
- Multifamily assets: garden, mid‑rise, and high‑rise communities
- Commercial: office, retail centers, mixed‑use, industrial
- Hospitality: flagged & boutique hotels, extended‑stay properties
- Perils: major fire, smoke, sprinkler discharge, broken & frozen pipes, flood-related water damage where covered
- Complex business interruption and extra‑expense calculations
Licensed public adjusters advocating only for policyholders—never for carriers.
Ches Bostick, CPU
With over 28 years' experience and a proven track record of successful outcomes, we leverage our deep expertise to deliver the best representation for every client. Our experience speaks through our results, and we’re committed to achieving the same success for you.
Public Adjuster, Expert Large Loss Consultant, Insurance Appraiser & Umpire.
State License:
Texas Public Adjuster License #1400001
Public Adjuster License: TX, FL, GA, IA, IL, KS, LA, MI, MN, MO, NC, NE, NM, OK, SC, TN, UT.
Experience matters
Prior Claims Case Studies
Multifamily Apartments
Type of Loss: Burst Pipes-Freeze Claim
Initial Offer: $1,700,000
Settlement Amount: $4,000,000
Multifamily Apartments
Type of Loss: Major Fire
Initial Offer: $380,000
Settlement Amount: $1,286,000
Multifamily Apartments
Type of Loss: Major Fire
Initial Offer: $0
Settlement Amount: $2,638,920
our clients love us
Client Testimonials
-Andy De, Irving, TX
"Hi, my name is Andy Day and I build healthcare software businesses for a living. And unfortunately, about three months ago, we suffered a major fire. Obviously, it took me by shock. I didn't know anything about certified public adjusters, but looked around and came across Ches Bostick, who was very well thought of by his clientele, and which is why I engaged with him to help me.
And boy, am I glad that I moved forward with that, because thanks to Ches, we have been able to claim all that was due to us from our insurance company with, you know, no hassles on our part.
He is a man of integrity. He promises you exactly what he'll do for you, and he delivers on those promises, which I think is huge.
So we're very grateful to them, and I can recommend them very, very strongly, you know, to anyone else who's looking for certified public adjuster services.
Ches is the best."
– Betty Reichel, Dallas, TX | Spring Valley United Methodist Church
My church was struggling with a leaking roof after a hail storm and so we filed an insurance claim. The insurance company inspected our roof and ultimately denied our claim, stating that there was no hail damage. Our maintenance department and a contractor inspected the roof and disagreed with the insurance company. It was recommended that we hire a public adjuster to represent us for our claim. The church Trustees agreed and after our research, we were fortunate to find Abba Claims Consultants, LLC to represent our interest.
Abba Claims inspected our property and determined that in their opinion, we did have hail damage. Abba Claims worked with our church as our consultant throughout the entire claim process.
In addition, during each step of the process Abba Claims guided us to professional roofing companies who presented their proposals to the church Trustees for selection. In the end, Ches Bostick took our claim from no damage, to obtaining an insurance settlement over $480,000.00. We are now in the process of getting a roof that will keep us dry for 25 years. We would not be able to get a proper settlement and make the much needed repairs without the amazing assistance and guidance of Ches Bostick.
-Greg Bernstein, Lubbock, TX
"So Ches's team, they're experts. They're really good and professional.
So we had major damage here and our insurance company wasn't willing to cover a lot of the expenses.
So we brought in Ches Bostick
and he walked with our broker, our adjuster, and he was able to really bring the cost of our coverages up substantially.
Working through with those guys, they kind of hold your hand and walk you through the whole insurance process and really take all that legwork of working with the insurance company—give them all the docs, all the pictures.
So I'd highly recommend Ches Bostick and his team. They're fantastic, professional, and they really understand the insurance world.
I'd recommend them to anybody."
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Dedicated to providing expert claims guidance with integrity and commitment, we fight for your rights and deliver personalized solutions for every claim.
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